30+ Years of Mortgage Lending Experience!
Experienced, empathetic & committed to helping families achieve their goal of homeownership, while guiding them through the loan process and support beyond the transaction
About Dawn Palestini
Dawn Palestini is a highly experienced Mortgage Loan Officer with over 30 years of expertise in the lending industry. With a deep passion for the mortgage process, she takes pride in providing personalized solutions that cater to her clients' specific needs and objectives. Her primary objective is to comprehend each client's unique needs and surpass their expectations with exceptional results.
Capable
What distinguishes her from others is her remarkable ability to navigate through complex credit profiles and successfully convert them into closed loans, all while earning the trust and respect of her clients. Palestini Home Loans offers a wide range of digital tools that expedite the loan process, coupled with an extensive platform of product and pricing options. This winning combination ensures a smooth and efficient experience.
Understanding
As a proud wife and mother of four adult children, Dawn understands the importance of a stable home and financial security. Her empathetic approach and attention to detail have earned her a reputation for excellence in the field. Dawn's success in the mortgage industry can be attributed to her unwavering dedication to helping others. She firmly believes in creating a better world by helping one person at a time and is grateful for the opportunity to make a difference in people's lives by assisting them in achieving their homeownership goals.
Compassionate
With her expertise and compassionate approach, Dawn is the ideal mortgage loan officer for anyone looking for a reliable and experienced professional to guide them through the lending process, providing guidance and support beyond the transaction.
Here to help you find the best plan for your needs.
I have policies and rates that are focused on what works for the majority of people but are also versatile enough to customize plans to meet the needs of my customers.
You have room to choose!
At Palestini Home Loans, I understand that finding the right mortgage product can be a daunting task. The market offers a wide range of options, but not all of them may align with your unique story and needs. That's where my years of experience comes in. I have supported numerous borrowers in finding solutions that perfectly suit their individual circumstances, and I would be honored to do the same for you. I believe that each customer has unique expectations, and my approach is centered around listening to your needs.
I take the time to understand your goals, preferences, and financial situation. With a wide range of products and rates designed to cater to the needs of the majority, I also have the flexibility to customize plans specifically for you. I would be more than happy to schedule a consultation at your convenience or discuss any questions or concerns you may have over the phone. I assure you that my commitment to exceptional service will not disappoint you.
At Palestini Home Loans, I care!
At Palestini Home Loans, I prioritize understanding my clients' desires and meticulously consider every detail. This enables me to provide the product that precisely match each customer's unique needs. I continuously strive to stay ahead of the curve, consistently refining my skill set, so I can provide a superior service to my clients. The accolades I have achieved in the industry serve as a testament to my expertise and commitment.
Heart fixed on a dream property?
Whether you're a first-time home buyer taking your initial steps into the real estate market or an experienced investor looking to expand your portfolio, I have a diverse range of products, pricing options, and strategies tailored to meet your specific needs.
While the dynamics of the real estate market may undergo constant shifts, my commitment to providing reliable and unwavering service in helping you close the deal remains consistent. You'll notice a tangible difference in your experience once you meet with me. Regardless of the type of property you aim to purchase, I will collaborate with you as a trusted partner to identify and secure the ideal mortgage that aligns perfectly with your particulars.
Wondering about Down Payment options?
Acquiring a home can pose a considerable financial challenge, particularly for individuals with low to moderate incomes. However, there is encouraging news as numerous options exist to alleviate this situation. Depending on your specific location and credit profile, there may be multiple programs accessible to you.
Examples of such programs include CalHFA, Saphire, Boost, Cheona, and GSFA, among others. To gain a deeper understanding of these programs and determine the eligibility criteria, I encourage you to schedule a consultation with me. I will gladly provide guidance and support, ensuring you receive the necessary assistance to navigate through the process successfully.
Have you crunched the numbers?
Mortgages are significant long-term commitments that can have a lasting impact on a family's financial well-being. It is crucial to approach them with careful preparation. To help you in this process, I offer free calculators that can provide valuable insights into how a mortgage deal will influence your finances over time. By utilizing these calculators, you can determine your monthly payment amounts, assess the impact of interest rates on your overall debt, and identify the loan term that aligns best with your financial situation.
Prior to securing a loan, I encourage you to leverage the analysis provided by my calculators or contact me to guide you. To learn more, book a consultation with me and I will be happy to answer any questions you may have.
Reservations about your credit score?
It is indeed a common myth that only individuals with excellent credit can secure a mortgage. The reality is that different mortgage options have varying credit score requirements. Your credit score helps determine which mortgage package is most financially beneficial for you. However, it is advantageous to have a high credit score as it provides access to a wider range of options and products.
Fortunately, there are several programs available specifically designed for individuals with lower credit scores. These programs aim to provide opportunities for homeownership to a broader range of individuals. I encourage you to schedule an appointment with me to discuss your credit score in detail. Together, we can explore the loan programs that align with your long-term financial goals and find the best fit for your specific circumstances. To learn more, book a consultation with me and I will be happy to answer any questions you may have
Programs Offered
Purchase or refinance with tailored loan options, including CalFHA for down payment assistance and USDA for commercial property financing. Trust me to guide you through the process and find the perfect fit for your unique situation.
Tools
Explore your loan options with ease using a powerful suite of loan calculators. These tools are designed to simplify complex loan options and help you make informed decisions with confidence.
Amortization Calculator
Mortgage Amortization is the process during which your mortgage is repaid. During the course of mortgage amortization, in the beginning majority of your monthly repayment will go on to cover the interest payments and as the interest payments near completion, the majority of the payments will move on to cover the principal amount.
Mortgage Calculator
All mortgage plans have their own requirements and some even have specific conditions. If you are going to choose a mortgage plan that works for you then you need to know if the mortgage plan is suitable for your finances in the long run. This is where a mortgage calculator comes in handy.
Reviews
Check out reviews from past clients to see why so many homeowners have trusted me with their financing needs. From start to finish, I'm dedicated to providing the highest level of service and support.
"Dawn kept me in the know during every step of the process. Dawn is HIGHLY knowledgeable & works hard for her clients. 5 star service for sure."
"Dawn is extremely personable and kept us updated every step of the process and also had quick and knowledgeable responses to any questions that arose. She made the refinance process seamless. Thank you so much, Dawn!"
"Very timely and thorough transaction and great communication."
"The process went very smooth and we were updated the whole way."
"I highly recommend Dawn. I can't say enough about her work ethic and professionalism in helping us to get into two homes now. Her paperwork is always very timely and thorough. If we ever move again, we will be back to see Dawn Palestini. Thanks for all of your wonderful work!"
"Dawn was great. She made this a very easy and comfortable transaction. I highly recommend her for your home buying experience."
I'm here to help you every step of the way. Contact me today to schedule a consultation. I will take the time to understand your unique needs and find the loan option that's right for you. Don't hesitate, reach out now to start your journey towards homeownership.